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Website Policy

Terms of Use

Use of this website is subject to these working terms. They should be reviewed by legal counsel before publication.

Florida CPA AC36038NMLS 1903930QuickBooks Gold ProAdvisorEnglish & KoreanTampa Bay

General Information Only

Website content is provided for general informational and educational purposes. It is not individualized tax, accounting, legal, mortgage, real-estate, investment, credit or other professional advice. Laws, programs and facts may change, and information may not apply to a particular person or transaction.

No Professional Relationship

Viewing the website, submitting a public form, sending an email or following an external link does not by itself create a CPA-client, attorney-client, mortgage, brokerage, merchant-services or other professional relationship. A relationship begins only after the responsible provider accepts the engagement and required agreements and disclosures are completed.

No Guarantee

No result, tax outcome, loan approval, interest rate, closing, property result, business performance or legal outcome is promised or guaranteed. Decisions are made by the applicable authorities, lenders, providers, parties and professionals based on the relevant facts and requirements.

External Links and Separate Providers

Links to government agencies, NEXA Mortgage, LANDMARK REALTY LLC, Smith & Eulo Law Firm, ShareFile, Clover-related resources and other third parties are provided for convenience. Yo & Company, CPA does not control their content, availability, privacy, security or services.

Intellectual Property and Acceptable Use

Unless otherwise stated, original website text, design, graphics and organization are owned by or licensed to Yo & Company, CPA. Users may view the website for personal or business-information purposes but may not copy, republish, modify, scrape or exploit protected content without permission.

Changes and Governing Terms

These terms may be revised as website features, providers or legal requirements change. The final version should include an effective date and any governing-law or dispute provisions approved by legal counsel.

Mortgage: Sin Yon Yo NMLS #1903930 through NEXA Mortgage, LLC NMLS #1660690. Equal Housing Opportunity. Real estate: Mi Ran Yo, Broker BK3051170 through LANDMARK REALTY LLC. Legal services are independently provided through Smith & Eulo Law Firm. Yo & Company, CPA is not a law firm.