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4205 N Florida Avenue, Suite C, Tampa, FL 33603
Commercial Loan Preparation
Organize the Numbers and Supporting Documents
Commercial lenders evaluate historical performance, repayment ability, collateral, ownership, management and the purpose of the requested funds.
Florida CPA AC36038 NMLS 1903930 QuickBooks Gold ProAdvisor English & Korean Tampa Bay
Commercial Financing Package
The final package is customized to the lender and transaction.
Common Components
Initial financing-needs consultation and loan-readiness review
Review of business and personal credit considerations
Historical financial statements and bookkeeping cleanup
Tax-return reconciliation and interim financial statements
Personal financial statement and business debt schedule assistance
Sources-and-uses schedule and debt-service-coverage analysis
Break-even analysis and two- or three-year projections
Business-plan financial sections and ownership schedules
Required-document checklist and loan-package assembly
Lender-question responses and closing support
Post-closing accounting and reporting
Lender Independence
Yo & Company does not make credit decisions and cannot guarantee approval, pricing or closing.
Discuss a Commercial Financing Request
Explain the amount, purpose, timing and available records during the initial consultation.
Mortgage: Sin Yon Yo NMLS #1903930 through NEXA Mortgage, LLC NMLS #1660690. Equal Housing Opportunity. Real estate: Mi Ran Yo, Broker BK3051170 through LANDMARK REALTY LLC. Legal services are independently provided through Smith & Eulo Law Firm. Yo & Company, CPA is not a law firm.
