Obtaining business financing often requires more than completing a loan application. Yo & Company, CPA helps business owners organize accounting, financial statements, projections and supporting documentation before submitting a financing request.
Florida CPA AC36038NMLS 1903930QuickBooks Gold ProAdvisorEnglish & KoreanTampa Bay
SBA and Loan-Preparation Services
A complete package should be internally consistent and supported by accounting records.
Preparation Services
Initial financing-needs consultation and loan-readiness review
Review of business and personal credit considerations
Historical financial statements and bookkeeping cleanup
Tax-return reconciliation and interim financial statements
Personal financial statement and business debt schedule assistance
Sources-and-uses schedule and debt-service-coverage analysis
Break-even analysis and two- or three-year projections
Business-plan financial sections and ownership schedules
Required-document checklist and loan-package assembly
Lender-question responses and closing support
Post-closing accounting and reporting
Financing Types to Discuss
Program availability, eligibility and terms are determined by lenders and applicable programs.
Potential Financing Types
SBA 7(a) and SBA 504 loans
Working-capital loans and lines of credit
Equipment and business-acquisition financing
Commercial real-estate financing
Conventional business loans
Required SBA Disclaimer
Yo & Company, CPA is not the U.S. Small Business Administration and is not an SBA lender. The firm assists with accounting, financial preparation, projections and application-package coordination. Loan approval, terms and credit decisions are made solely by participating lenders and applicable government programs. No loan approval is guaranteed.
Any compensation received from a lender, broker, processor or other financing provider will be disclosed as required. SBA or business-financing assistance is provided under a separate engagement letter.
Request an SBA Loan Readiness Review
Start before submitting the application so accounting and documentation issues can be addressed.
Mortgage: Sin Yon Yo NMLS #1903930 through NEXA Mortgage, LLC NMLS #1660690. Equal Housing Opportunity. Real estate: Mi Ran Yo, Broker BK3051170 through LANDMARK REALTY LLC. Legal services are independently provided through Smith & Eulo Law Firm. Yo & Company, CPA is not a law firm.
